So you just visited the pharmacy counter and immediately got sticker shock, because your medication’s price was way more than you expected to pay. You begin to wonder, what can I do to afford it? Shopping around, using Rx lookup tools, could be your best answer.
It’s become a more common practice, but some people are still unaware that you can use an Rx lookup tool to find discounts and coupons for medications.
Let’s discuss four things you should consider, before handing over payment for your medications.
Four things to know, before paying for your medication refill
Fill the generic version
You would think this is general knowledge, since out of the 3.8 billion prescriptions written, 88% of them are generic. It’s not common knowledge though. We hear stories every day, where individuals didn’t know they could be filling a generic version instead of the pricier brand name option. This is why Rx Saver’s Rx lookup tool displays the generic version first, if one is available.
Although, even when people know this, some still aren’t filling the generic. Why would someone feel they need to fill the brand over the generic? From what we hear, some individuals just aren’t as confident in the generic as they are in the brand.
So what do we recommend? Talk to your doctor about the differences between brand and generic versions. The FDA requires all generic drugs to have the exact same active ingredients as their branded counterparts. Sometimes inactive ingredients, like dyes used to color the pill, differ between brand and generic versions. Overall though, the FDA requires that both brand and generic prescriptions are nearly identical.
Compare pharmacy prices with Rx lookup tools
It may surprise you how many people don’t know that prescription drug prices vary by pharmacy location. Knowing this can help you find savings on your medications much easier. By using Rx lookup tools, you can easily sort what the price for your specific medication is at pharmacies near you. You can also locate coupons to use at the pharmacy counter.
Apply Rx coupons to your prescription fill
A lot of people are unaware that coupons even exist for prescription drugs. As we mentioned in the section above, you can use Rx lookup tools to not only compare pharmacy prices for your medications, but also to get coupons that will lower your costs.
Rx coupons work just like any other coupon does. After you’ve searched the price for your medication, you can simply print your coupon or present your mobile device that is displaying the coupon, to the pharmacist. After the pharmacist has keyed in the codes on your Rx coupon, you’ll be given the price displayed by the Rx lookup tool.
Last, but certainly not least
If you are insured, don’t always assume your health insurance has the lowest price for your medication. It’s easy to fall into this belief. When you approach the pharmacy counter, pharmacists almost always ask if you have your insurance card. If you have followed all the steps in the sections above, you’ve probably been able to determine if an Rx coupon will get you a lower price than your health insurance. Feel free to present the pharmacist with an Rx coupon, if you’ve found a lower price than your insurance provides.