Health Insurance Deductible Reimbursement Forms | LowestMed

Submitting Rx Purchases to your Health Insurance Deducible?

Here’s how to submit a purchase, using LowestMed, to your health insurance deductible

Wondering if your purchase using LowestMed can be applied to your deductible?

We’ve provided a five step process for you to follow to get the ball rolling on getting your Rx purchase applied to your health insurance deductible.

1. Get the deductible letter here
2. Find your health insurer’s address in the list below
3. From the list below, download your health insurer’s prescription reimbursement form
4. Attach the original pharmacy receipt to your insurer’s prescription reimbursement form
5. Mail the letter and completed form to the special claims center of your health insurer

*Your health insurer may reach back out to ask you for more information.


Anthem

Anthem uses Express Scripts. See contact information for Express Scripts


Aetna Prescription Claim Form

Aetna Prescription Claim Form

Aetna Pharmacy Management

PO Box 52444 Phoenix AZ, 85072-2444


Cigna Prescription Claim Form

Cigna Prescription Claim Form

Cigna Pharmacy Service Center

P.O. Box 188053 Chattanooga TN 37422-8053


Humana Pharmacy Claim Form

Humana Prescription Reimbursement Form

Humana Pharmacy Solutions

P.O. Box 14140 Lexington, KY 40512-4140


HealthNet

See contact information for CVS Caremark


United Healthcare Prescription Claim Form

OptumRx Prescription Reimbursement Form

OptumRx Claims Department

P.O. Box 29044, Hot Springs, AR 71903


Wellcare Reimbursement Form (Medicare & Medicaid)

Wellcare Prescription Reimbursement Form

WellCare Reimbursement Department

PO Box 31577 Tampa, FL 33631-3577



CVS Caremark Reimbursement Form (PBM)

CVS Prescription Reimbursement Form

CVS/caremark

P.O. Box 52136 Phoenix, Arizona 85072-2136


Express Scripts Pharmacy Claim Form (PBM)

Express Scripts’ Prescription Reimbursement Form

Express Scripts, Inc.

ATTN: Claims Department

P.O. Box 390873 Bloomington, MN 55439-0873


Optum Pharmacy Claim Form (PBM)

OptumRx Prescription Reimbursement Form

OptumRx Claims Department

P.O. Box 29044, Hot Springs, AR 71903



 

What is a health insurance deductible?

A health insurance deductible is the amount of money you have to pay before your health care provider starts assisting you in payments. Especially now, many health insurance deductibles are high deductibles. For example, if your deductible is $3,000, you would have to pay $3,000 before your insurance would kick in.

Once you’ve met your deductible, your health insurance will often pay a copayment or coinsurance for services that are covered by your plan. After you’ve payed the copayment or coinsurance, you health insurance will pay the rest of your claim.

How to meet deductible on health insurance

Unfortunately, there is no real easy way to meet your deductible on health insurance. You are required to pay the amount your plan is set at. Though this is a requirement, if you are on a high deductible plan, you qualify for a Health Savings Account (HSA). HSA’s allow you to save money in a specified account that is untaxed.

You can read more about health savings accounts here.